The Red Zone Roadmap
Seven ideas. About 50 seconds each.
The Red Zone is the ten years before retirement and the first five after. These short films show why the rules change there, and what a sturdier plan looks like.
Step 0
Start here
What the Red Zone is, and why the rules change near retirement.
One-page summary
Tap to open full size.
Check today
How many years until your last paycheck? If it's 10 or fewer, you're in the Red Zone.
Step 1
Your cake is on fire
Why the years right before and after retirement are the fragile ones.
One-page summary
Tap to open full size.
Check today
Which income arrives every month, no matter what the market does?
Step 2
43% more shares, gone
How a crash makes you sell more shares to pay the same bills.
One-page summary
Tap to open full size.
Check today
After a 30% drop, how many months of bills could you pay without selling anything?
Step 3
Same average. Which one is yours?
Two paths with the same average return and very different endings.
One-page summary
Tap to open full size.
Check today
Did your plan test the order of returns, or only the average?
Step 4
$314,000 apart
The same ten returns in a different order. Illustrative example.
One-page summary
Tap to open full size.
Check today
What would three bad years at the start do to your withdrawals?
Step 5
He's winning. She's paying.
Why a strong market for one family can be a hard one for another.
One-page summary
Tap to open full size.
Check today
Compare a grocery receipt from five years ago with this week's.
Step 6
The Blueprint
Needs, wants and legacy: a plan built in layers.
One-page summary
Tap to open full size.
Check today
List your monthly Needs, and the income that covers each one.